Owner financed land
A quiet place that is yours,whatever you build on it later.
0.5 Acre in Luna County, NM. From $50 a month.
Street-level photo: County Rd BO49, Deming, NM, Google Street View, Feb 2026. It shows the area, not the parcel. Place names and road miles on the around map: OpenStreetMap. Other images are area images and maps, not photos of the parcel. Imagery dates are unknown.
Request informationAbout this land
Some people want a project. You want a place.
A piece of ground with your name on it, where nothing is asked of you yet. No deadline to build, no plan to defend, nobody to explain it to.
Maybe it stays empty for a year. Maybe you park an RV on it for a weekend, or sketch a small house on a napkin. Both are fine. The land does not mind waiting.
What matters is that it is yours: half an acre in Luna County, a parcel number anyone can look up, a deed with your name on it.
What you can do
- ✓Build: allowed, per Luna County
- ✓Camp with an RV: up to 30 days without utilities, up to 180 days with utilities connected
- ✓Farm: allowed, per Luna County
- ✓Own a quiet half acre of open New Mexico land and take your time deciding what it becomes
- ✓Keep it for yourself, or pass it on to your family one day
- ✓Start with a small down payment and a low monthly cost
- ✓A good fit if you would rather own first and plan later
The land
- Location
- Luna County, New Mexico
- Subdivision
- Sunshine Valley Ranchettes, Unit 14, Block 1, Tract 6
- APN
- 3035154458019
- Size
- 0.501 acre, 21,844 sq ft
- Shape
- A rectangle about 115 by 189 feet
- Terrain
- Flat, about 1.3 feet of elevation change
- Flood zone
- X, minimal flood risk
- Access
- A dirt road close to the lot, reached across a platted strip
- HOA
- None, per Luna County
- GPS
- 32.03875, -107.48255 (center of Tracts 6 and 7 together)
Price and terms
| Property size | 0.501 acre |
|---|---|
| APN | 3035154458019 |
| Cash price | $1,249 |
| Late fee | None |
| Closing and recording fee | $50, paid by the buyer |
| Money-back guarantee | 30 days, full refund of everything paid |
Financing Options
| Option A | Option B | Option C | |
|---|---|---|---|
| Term | 24 months | 40 months | 60 months |
| Down payment | $55 | $55 | $55 |
| Monthly payment | $67 | $54 | $50 |
The monthly payment is never the only price. Total on the payment plan, including interest: Option A $1,663, Option B $2,215, Option C $3,055. Cash price: $1,249.
Questions are welcome, and so are the hard ones.
Ask about access. Ask about the rules. Ask for the documents. We will answer with what we can show.
Request information