Owner financed land
A hard assetfor $55 down.
0.5 Acre in Luna County, NM. From $55 a month.






Place names and road miles on the around map: OpenStreetMap. All images are area images and maps, not photos of the parcel. The main photo shows the Luna County area (public domain, Bureau of Land Management). Imagery dates are unknown.
Request informationAbout this land
Most of what we own on paper lives inside an app: a balance, a number that moves, a login to remember.
Land is the opposite. It sits in one place, it has a county parcel number, and anyone can look it up.
This is half an acre in Luna County, New Mexico. A small down payment puts it in your name, and a payment plan you can read spreads the rest over two to five years.
Picture what you want here: a campfire under a huge New Mexico sky, a garden taking shape, a quiet spot that is yours to walk, plan and enjoy. You get a real piece of ground, clear terms, and the documents to check it yourself.
What to know
- ✓No zoning and no HOA in Luna County, per the county. Check what applies to this lot before you plan to build
- ✓About 13 miles, around 18 minutes by car, to Deming (Google Maps), and about 4 miles to Rockhound State Park (OpenStreetMap routing)
- ✓Start with a small down payment and a monthly plan you can read
- ✓Keep it for yourself, or pass it on to your family one day
The land
- Location
- Luna County, New Mexico
- Subdivision
- Deming Ranchettes, Unit 5, Block 13, Tract 39
- APN
- 3043143351249
- Size
- 0.500 acre, 21,791 sq ft
- Shape
- A rectangle about 112 by 197 feet
- Flood zone
- X, minimal flood risk
- Access
- A dirt road along the front of the lot
- HOA
- None, per Luna County
- GPS
- 32.18920, -107.62539 (center of the lot, county GIS)
Price and terms
| Property size | 0.500 acre |
|---|---|
| APN | 3043143351249 |
| Cash price | $1,349 |
| Late fee | None |
| Closing and recording fee | $50, paid by the buyer |
| Money-back guarantee | 30 days, full refund of everything paid |
Financing Options
| Option A | Option B | Option C | |
|---|---|---|---|
| Term | 24 months | 40 months | 60 months |
| Down payment | $55 | $55 | $55 |
| Monthly payment | $72 | $59 | $55 |
The monthly payment is never the only price. Total on the payment plan, including interest: Option A $1,783, Option B $2,415, Option C $3,355. Cash price: $1,349.
Questions are welcome, and so are the hard ones.
Ask about access. Ask about the rules. Ask for the documents. We will answer with what we can show.
Request information